2022 Open Enrollment

Welcome to the 2021 – 2022 Open Enrollment Period for individuals that do not have Medical Insurance coverage or are looking to change plans. Depending on your income you might be eligible for a subsidy that can help offset your premium costs. It only takes a few minutes to see if you qualify. Reach out to us and we can help you through the process.


Initially you want to see if you actually do qualify for a subsidy when you are enrolling into a medical insurance plan. You can check quickly here.

COVID and 2022

Important this year in NJ you were able to enroll in a plan at anytime with a special Covid-19 waiver. So if you didn’t have coverage no matter what month it was you could enroll in a medical plan. This is going away in 2022. Important! There is an enrollment period to enroll or change plans. It is November 1, 2021 – January 31, 2022. If you do not enroll in a plan during that time you will be unable to get coverage until next open enrollment which would be November 1 2022. The only exceptions will be if you lose employer coverage, get married, have a baby, move into a new geographical area or get divorced. That will prompt a special enrollment period.