2022 Open Enrollment
Welcome to the 2021 – 2022 Open Enrollment Period for individuals that do not have Medical Insurance coverage or are looking to change plans. Depending on your income you might be eligible for a subsidy that can help offset your premium costs. It only takes a few minutes to see if you qualify. Reach out to us and we can help you through the process.
Steps
Initially you want to see if you actually do qualify for a subsidy when you are enrolling into a medical insurance plan. You can check quickly here.
COVID and 2022
Important this year in NJ you were able to enroll in a plan at anytime with a special Covid-19 waiver. So if you didn’t have coverage no matter what month it was you could enroll in a medical plan. This is going away in 2022. Important! There is an enrollment period to enroll or change plans. It is November 1, 2021 – January 31, 2022. If you do not enroll in a plan during that time you will be unable to get coverage until next open enrollment which would be November 1 2022. The only exceptions will be if you lose employer coverage, get married, have a baby, move into a new geographical area or get divorced. That will prompt a special enrollment period.