What is group health insurance?
Simply put, a group health insurance plan is offered to employees as part of their benefit package. It’s purchased by an employer and offered to eligible employees and may include immediate family. A advantage to an employee is that the employer often pays a large percentage of the health coverage premium.
Is it complicated?
It can be. Laws and employer obligations vary from state-to-state and by different types of employers. Seems like nothing is easy, huh? Don’t worry, this is what we do best. We’ll gladly help you navigate the options available:
- Medical Plans
- Point-of-Service (POS) Plans
- Health Maintenance Organization (HMO) Plans
- Preferred Provider Organization (PPO) Plans
- High-Deductible Health Plans (HDHPs)
- Self-Insured Plans
- Minimum Premium Plans
It’s best to seek out professional advice and customize a benefit plan appropriate to the needs or your employees.
Ask us about affordable small business group health insurance
We understand how difficult it can be for a small business owner to offer group medical insurance benefits that attract and retain good, long term employees. It’s important for your long term stability and growth. Tell us about your goals and business. Our team will walk you through the medical insurance for small business options available to put together a coverage plan that can grow with your business.
We work with a number of carriers, including:
- United Healthcare / Oxford
- Horizon Blue Cross and Blue Shield
- Health Republic
Join our growing list of satisfied clients
Simply call us at (732) 747-0411, or send us an email using the contact form on this page. We’ll gladly tell you about group health insurance options that may be right for your business.