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Wait? Another Open Enrollment?

With the Annual Open Enrollment Period(AEP) behind us 10/15 – 12/7 we are now in the Medicare Advantage Open Enrollment period (MAOEP). This may seem confusing. Well, it is. During October if you were on a Medicare Advantage plan you could change your plan to another plan that is offered […]

By |January 12th, 2021|Categories: All|

Individual Open Enrollment 2021

Do you have coverage through your employer? If you don’t and you are looking for individual medical insurance coverage now is the time to do it.
You have until 12/31 for a 1/1/21 effective date. Don’t wait! There are subsidies available through the state of New Jersey and […]
By |December 10th, 2020|Categories: All|

Birthday approaching? Are you Turning 65?

If you are turning 65 soon these truly are different times. First try scheduling an appointment with Social Security in person. You can’t, the branch offices are closed. Below is a video I put together to skip the line and to enroll in Medicare on-line. You can enroll if you […]

By |October 30th, 2020|Categories: All|

Medicare AEP Don’t make a mistake this season

Are you a Medicare beneficiary? Now is your time to take action on making changes to your RX part D plan or Advantage plan. Be careful though. There will be many advertisements from the insurance carriers stating they are the best. Make the right choice don’t make a mistake we […]

By |October 20th, 2020|Categories: All|

I have to renew my Medicare Supplement policy right?

Are you confused thinking you need to renew your Medicare Supplement policy? Your policy is in fact guaranteed renewable. That means that as long as you are current on paying the premium that your insurance coverage will renew automatically. Just because we are entering the Annual Enrollment Period (AEP) does […]

By |October 13th, 2020|Categories: All, Medicare updates|

Job Based Health Insurance increases 4%

I don’t know one employer that looks forward to their medical insurance renewal. If I see a renewal that is less than 10% I let the employer know that they should have a party! That is really a shame. I would love to deliver 0% increases to all of my […]

By |October 9th, 2020|Categories: All|

Bye Bye Plan F

Looking for plan F but turned 65 after 1/1/20? If that is the case you are unable to purchase plan F due to the The Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). There are many rumors floating around. If you turned 65 before 1/1/20 then you […]

By |October 6th, 2020|Categories: All|

Are you prepared for the Annual Open Enrollment (AEP)

Attention Medicare Beneficiaries! We are heading into your annual enrollment period or AEP. This is the time that you will compare your Part D RX coverage and make changes for 2021. The changes can happen from October 15th to December 7th. Many things change throughout the year including your health. […]

By |September 21st, 2020|Categories: All|