Are you confused thinking you need to renew your Medicare Supplement policy? Your policy is in fact guaranteed renewable. That means that as long as you are current on paying the premium that your insurance coverage will renew automatically. Just because we are entering the Annual Enrollment Period (AEP) does […]
I don’t know one employer that looks forward to their medical insurance renewal. If I see a renewal that is less than 10% I let the employer know that they should have a party! That is really a shame. I would love to deliver 0% increases to all of my […]
Looking for plan F but turned 65 after 1/1/20? If that is the case you are unable to purchase plan F due to the The Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). There are many rumors floating around. If you turned 65 before 1/1/20 then you […]
Attention Medicare Beneficiaries! We are heading into your annual enrollment period or AEP. This is the time that you will compare your Part D RX coverage and make changes for 2021. The changes can happen from October 15th to December 7th. Many things change throughout the year including your health. […]
I’ll just remind you before we get into this that original Medicare will pay for percent of your claim.
Disability insurance coverage? Or Income Protection? They are one in the same. Regardless of what you want to call it you should be considering this to round out your benefit portfolio. Most people think that they will never be disabled. That is for other people. Stats show that 64% think […]
There is much talk that very soon a slow opening in your state is going to start happening. What does that look like? How does that effect your business? How do you safely open your office to employees? How are you going to social distance and sanitize?
Equally as important have […]
Friday is upon us. I just want to take this time to thank our essential workers and medical professionals for what you do now and everyday!
You were planning on meeting with an agent at your local Social Security Office but now you can’t. So now what? Here are a few tips if you are ageing into Medicare and you are not sure how to enroll now.
Online enrollment sounds like a great way to enroll; however, […]
Here is a helpful piece published by the NJ DOL. The document addresses of variety of NJ state benefit issues related to COVID-19.