About Toby Stark

This author has not yet filled in any details.
So far Toby Stark has created 50 entries.

Millennial? Don’t put off going to the doctor

In this article that I have read it is just a reminder to go annually to see your doctor. Regardless if a recession is looming.

Here is the link to the article.

By |September 18th, 2019|Categories: All||

Chronic Illness to be paid for?

Please see the below article written by the Wall Street Journal. My question is if the cost of that care is shifted before deductible in high deductible plans tied to HSA’s won’t the premium skyrocket?

Chronic Illness paid for before deductible is met?

By |July 22nd, 2019|Categories: All||

Is healthcare confusing?

Please take a moment and read this article about medical charges and the ER. The rate is the rate until it isn’t. No one has a clue what health care costs. I would say the last frontier of opaque transparency.

The ER Overcharged me 

By |June 20th, 2019|Categories: All||

Social Security Error could cause issues for 250,000 Seniors

There will be many seniors, a quarter million that might receive bills for as many as five months of premiums that they thought they paid. This is not a scam or a mistake so please don’t toss the notice in the garbage. For more see the link below.

Social […]

By |June 19th, 2019|Categories: All||

Medicare pays for long term care? Think again.

Many medicare beneficiaries think that once enrolled in Medicare, long term care will be paid in full. By definition the needs for LTC would be if you could not perform one or two of the six activities of daily living (ADL’s.) Eating, bathing, getting dressed, toileting, […]

By |June 17th, 2019|Categories: All||

Paternity benefits not a fad

Expecting parents? Dad you can experience what Mom has gone through for decades. The joys of staying home to pitch in.

Employers to remain competitive are offering increased paternity leave. Is yours?

If you can stay home do it! 

By |May 28th, 2019|Categories: All||

The Rebates are Coming!

According to studies it looks like the insurers selling medical insurance to individuals could be issuing a record 800 million in rebates to customers. Premiums were overshot when setting premiums for last year due to the uncertainty of the ACA.


Image result for money

By |May 14th, 2019|Categories: All||

Any Hospitals Left?

Another little wrinkle in the ‘Medicare for All’ conversation. Can hospitals stand on their own when reimbursements will be cut in more than half? Many hospitals will close and there will most certainly be layoffs.

Hospital Reimbursment


By |April 29th, 2019|Categories: All||

2026 No Medicare?

Entitlements are promised and after time run into funding issues. Medicare our backbone of medical insurance for the 65+ population looks to be insolvent by 2026. Just to give you an idea Medicare’s hospital and outpatient care, and RX drug benefit totaled about $740 Billion! (740,000,000,000) last year.

By |April 23rd, 2019|Categories: All||

Medicare Fraud A Real Problem

We hear about stories of Medicare fraud. Yet the amounts that are found in scams get bigger and bigger. This still is the tip of the ice berg. This costs us millions a year. Medicare pays quickly before potential frauds get flagged making it a perfect candidate for fraud. […]

By |April 22nd, 2019|Categories: All||