About Toby Stark

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So far Toby Stark has created 54 entries.

Medicare Advantage or Supplement?

You are receiving daily mailers. You see the advertisements on TV. You hear it on the radio. Your friends are talking about it. What is it? It is the Medicare Advantage plan! The cost of some of the plans could be close to $0 a month or $0 a […]

By |November 7th, 2019|Categories: All||

How do I enroll in Medicare?

Are you closing in on your Medicare enrollment? Take a look at this video for steps on how to do it.

Enrolling in Medicare? 

By |October 30th, 2019|Categories: All||

Individual Open Enrollment now is the time!

During the year you were looking to enroll into an individual medical insurance policy? Were you told that you had to wait until open enrollment? Now is your time! The open enrollment season starts on 11/1/2019.  Please watch the video below.



By |October 8th, 2019|Categories: All||

Don’t be confused. October 15th is the start of AEP!

I have included a video below to clarify what October 15th is. If you are on Medicare and have Part D RX plan, it is time to shop for an RX. If you have a Medicare Advantage plan you have the availability to change plans. Both would have effective […]

By |October 1st, 2019|Categories: All||

Millennial? Don’t put off going to the doctor

In this article that I have read it is just a reminder to go annually to see your doctor. Regardless if a recession is looming.

Here is the link to the article.

By |September 18th, 2019|Categories: All||

Chronic Illness to be paid for?

Please see the below article written by the Wall Street Journal. My question is if the cost of that care is shifted before deductible in high deductible plans tied to HSA’s won’t the premium skyrocket?

Chronic Illness paid for before deductible is met?

By |July 22nd, 2019|Categories: All||

Is healthcare confusing?

Please take a moment and read this article about medical charges and the ER. The rate is the rate until it isn’t. No one has a clue what health care costs. I would say the last frontier of opaque transparency.

The ER Overcharged me 

By |June 20th, 2019|Categories: All||

Social Security Error could cause issues for 250,000 Seniors

There will be many seniors, a quarter million that might receive bills for as many as five months of premiums that they thought they paid. This is not a scam or a mistake so please don’t toss the notice in the garbage. For more see the link below.

Social […]

By |June 19th, 2019|Categories: All||

Medicare pays for long term care? Think again.

Many medicare beneficiaries think that once enrolled in Medicare, long term care will be paid in full. By definition the needs for LTC would be if you could not perform one or two of the six activities of daily living (ADL’s.) Eating, bathing, getting dressed, toileting, […]

By |June 17th, 2019|Categories: All||

Paternity benefits not a fad

Expecting parents? Dad you can experience what Mom has gone through for decades. The joys of staying home to pitch in.

Employers to remain competitive are offering increased paternity leave. Is yours?

If you can stay home do it! 

By |May 28th, 2019|Categories: All||